Leave it to a .ml user to ignore all context…
The US currently employs “volunteer” troops, but also requires all male citizens to register for a future draft. Many living veterans were drafted. And many others were in vulnerable situations that recruiters recognized and preyed upon. Once you join the US military, it’s a crime to quit.
There is clearly some nuance needed when taking about US war veterans.
An adjustable rate is the right choice of you’re confident rates will drop and you can accept the risk of being wrong.