Not a definitive definition, but I take it to mean sort of “checking out” of reality to some degree. Often I associate it with consciously or unconsciously avoiding feeling feelings or thinking about life. It could be seen as sort of a maladaptive or reverse meditation where you process less input from your senses or become less aware of what you’re feeling.

Visa at least probably doesn’t collect a per transaction surcharge on these transactions right? I mean, they probably do get your data and probably ultimately still cost you money in a round about way.