Dumb American question: Is this new guy any better than Trudeau?

I think that ExperiencedDevs still is decent. There has been some quality problems lately due to the downturn but I think generally it has been good.

Look, it’s better than The Orange Site so at least that’s something.

[Your FICA score has been increased]

I don’t believe them.

[Your FICA score has been lowered due to this post]

People who can’t get credit cards, probably still qualify for these buy now pay later loans. Companies like Klarna are aggressively approving every application, in their search for growth… regardless of ability to repay